Mission
To organize reliable knowledge about mobile lending so consumers can make informed borrowing decisions with confidence.
What we are
An independent educational resource covering loan-app mechanics, costs, safety, terminology, research and decision tools.
What we are not
We are not a lender, broker, credit-repair company or individualized financial adviser.
Editorial position
AppLoans.com does not rank lenders, publish star ratings or accept paid placement that controls what a page concludes. The site has no affiliate links, sponsored placements or ads. If monetization is ever added, a disclosure will be linked from the site footer to a dedicated page at /affiliate-disclosure/.
Who writes this
AppLoans.com is written and edited by Gregory Parsons, based in Ontario, Canada. Pages are checked against primary sources such as provincial and state regulators, statutes, FCAC, CFPB and FTC publications, and each core page shows the date it was last updated. A machine-readable map of the main pages lives at /llms.txt. Contact: editor@apploans.com.
About the editor
Gregory Parsons, Ontario, Canada.
Ownership and funding: AppLoans.com is an independent site owned and edited by Gregory Parsons. It is not funded by lenders and does not sell loan leads.
Sitewide review: August 2026. Individual articles show their own reviewed date. If a local rule on a province or state page disagrees with a general guide, use the local page and the official source linked at the bottom.
How to use the site
Start with a guide if you need the process explained, a country or province page if you need local rules, and a calculator if you need the dollar math. Then read the lender’s actual agreement. This site is education, not a substitute for that document.