Loan Apps by Country
Country-specific information requires current regulatory and provider verification.
Each of the 12 U.S. state pages and 10 Canadian province pages has a sourced rules table (cost cap, licence, cancellation period, fees and regulator) and a checker you can use with a real offer.
Start with the country you live in. Rules follow the product and the legal lender — not the app name on your phone.
Canada
Federal backdrop plus guides for all 10 provinces: cost caps, licensing, cooling-off rights and how to check a lender.
Provinces: Ontario · B.C. · Alberta · Quebec · Manitoba · Saskatchewan · Nova Scotia · New Brunswick · N.L. · P.E.I.
United States
Federal vs. state rules, TILA/APR, ACH repayment, payday variation, licensing checks and 12 state guides.
States now covered: California · Texas · Florida · New York · Illinois · Washington · Colorado · Virginia · Georgia · North Carolina · Ohio · Arizona
We do not publish lender rankings or paid placement lists. Other countries will be added only when we can source them the same way.